This is called a negative earth system, and when buying an electrical accessory a radio, for example check that it is of a type suitable for your car system. Fitting a radio with the incorrect polarity will damage the set, but most car radios have an external switch for setting the polarity to suit that of the car. Switch to the correct setting before fitting.
When an electrical component stops working the fault may be in the component, in the electrical circuit or in the fuse that protects them. Because the fuse is a likely cause, and the easiest to check, look at it first.
Modern cars often need room for many wires in confined spaces. Some manufacturers now use printed circuits instead of bundles of wires, particularly at the rear of the instrument panel.
Electricity flows from a battery in one direction only, and some components work only if the flow through them is in the correct direction. This acceptance of a one-way flow is called polarity. On most cars the negative () battery terminal is earthed and the positive (+) one feeds the electrical system.